first-time home insurance
7 Home Insurance Home Safety Traps that Inflate Premiums
The revised 2024 flood-zone maps have pushed 20% of U.S. homes into higher risk categories, instantly raising home-insurance-home-safety premiums by an average of 18%. This shift reflects updated NOAA gauge data and climate-model projections that broaden flood exposure. Insurers are responding by tightening underwriting criteria, which can add thousands